Insurance and ways to pay for ABA therapy.
We accept most major insurances and help you with the paperwork.
Plans we accept
-
Aetna -
Blue Cross Blue Shield -
United Healthcare -
Oscar Health -
AvMed -
Humana Military TRICARE -
Cigna -
Evernorth -
Curative -
Step Up For Students (FES-UA) -
Magellan Health
… and more — if your plan isn’t listed, ask us.
Three ways families pay
Private insurance
Florida law requires most state-regulated health plans to cover ABA for autism. Coverage details vary by plan; we verify yours before you commit.
FES-UA scholarship (Step Up For Students)
An education savings account for Florida students ages 3 through grade 12 with an eligible diagnosis, including autism. Funds can be used for ABA with approved providers. Applications typically open each February.
Private pay
Clear rates and no surprises. Contact us for current rates.
How authorization works
- Step 1
You send us your insurance details.
- Step 2
We verify benefits and request authorization for an assessment.
- Step 3
After the assessment, we submit the plan for treatment authorization.
- Step 4
Sessions begin. We handle renewals as they come up.
What you’ll need
- Insurance card (front and back)
- Your child’s diagnosis report
- A referral or prescription for ABA if your plan requires one
- Your availability
FAQ
Do you take my insurance?
We accept most major insurances: Aetna, Blue Cross Blue Shield, United Healthcare, Oscar, AvMed, Humana Military TRICARE, Cigna, Evernorth, Curative, Step Up For Students (FES-UA), Magellan and more. Don’t see your plan? Ask us.
Can I use the FES-UA scholarship?
Families with a Family Empowerment Scholarship for Students with Unique Abilities (administered by Step Up For Students) can use it for ABA services with an approved provider. We’ll walk you through it.
Do I need a diagnosis to start?
Most insurance plans require an autism diagnosis to cover ABA. If your child doesn’t have one yet, we can point you to local evaluation options such as UM-NSU CARD or Florida Early Steps (under age 3), and talk about private-pay options.
Let us check your coverage.
One call or one short form. We’ll take it from there.